Category Archives: Credit

Dispute All Credit Report Inaccuracies

A few years ago, as I reviewed my credit report, I noticed something very strange. There were two social security numbers listed on my report as well as a strange address and a Verizon account I’d never seen before. I had always thought social security numbers were unique to a report, that a credit report should only have one number, but the credit bureau told me that sometimes the numbers get keyed in incorrectly and reports have two!
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Review Your Credit Reports Every Year

CreditJavelin Strategies reported that of the 11.1 million consumers experiencing identity theft fraud in 2009, it took an average of 21 hours to resolve them. Part of the reason it takes so long has to do with when people discover the theft in the first place. If you discover someone has stolen your identity because a debt collector is calling, you have many sleepless nights ahead of you. This underscores the importance of checking your credit report every single year. Like an annual physical, checking your credit report will serve as an early detection alarm if you have been the victim of identity theft.
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