One of the best things you can do to protect your identity while shopping online is to make sure that you are using a secure website.
While there is no full-proof way to keep your identity safe, you can reduce the chances that your identity will be stolen when you take appropriate precautions. Shopping online is convenient and usually safe — as long as you make sure you are on a secure website.
Before you enter your credit card information and other personal information, make sure you are on a secure page with the help of these indications:
One of the easiest ways to see if you are on a secure website is to look at the address bar. Does it read “http” or “https”? The secure version should have the “s” at the end of “http.”
When you first start shopping on a website, it might not be secure. That’s usually not a problem. It really matters when you are ready to check out. As you switch to the page that requires you to enter payment information, you should watch for the addition of the “s.” If it doesn’t show up, don’t enter your sensitive information; it might not be secure.
You should also check for the “s” when you prepare to enter login information. This will reduce the chances that your user ID and password will be compromised. Remember that you want to protect your user ID and password just as much as you want to keep your payment information as safe as possible.
Another thing to watch for near the address bar is a lock icon. This is a simple icon that looks like a padlock. If the website is secure, the lock will be shut. However, if the page you’re on isn’t secure, the padlock will be open. Get used to checking for the icon in order to identify secure pages. Don’t enter any personal information that you want kept private until you see that locked icon.
You can also click on the icon to make sure that that it is legitimate. In some cases, fraudsters try to build websites that imitate some of the icons, using graphics that look like padlocks. You can click on the icon to see the security information about the site. If there isn’t security information, or if there isn’t the letter “s” in the “http” portion of the address, that could be an indication that you are on a fraudulent site.
Once again, just looking for an official looking graphic isn’t a sure way to make sure that you are on a truly secure website. However, if you combine your search for third-party verification with the address bar and lock icon, you are more likely to determine if the website is secure. These third-party verifications can offer you peace of mind, and indicate that the website keeps up-to-date with the latest online security practices.
These seals are difficult to duplicate, but that doesn’t mean that it isn’t possible. Take precautions by checking other aspects of the website to ensure that you are on the right track for a secure browsing experience.
Leave the Site if You Aren’t Sure
If you think something looks “off,” or if you are uncomfortable with the information that is being asked of you, leave the site immediately.
Don’t enter information into a site that you aren’t sure of. You want to feel confident about the situation, and if you don’t, go with your gut and leave.
No matter how hard a retailer or website operator tries, though, there is a chance that you will be a victim of a data security breach, or that some issue will arise. Pay attention to these situations, and make sure to change your password regularly. Also, try to avoid using the same login information for multiple sites.
Another strategy is to use one card for all of your online shopping. That way, if one card is compromised, you aren’t trying to fix the problem on multiple cards.
With a little extra vigilance, it’s possible to reduce the chances that an insecure website will result in identity theft.