Zendough, a new and fresh idea to the identity theft and credit score space, is offering a 7-day free trial for those in need of protecting their credit and making sure their score is where it needs to be. Unlike other free trial offers, zendough not only provides you the credit information you’re looking for but they also provide you a zen score, which rates your overall financial well-being.
Zendough is part of TransUnion, one of the three main credit bureaus. While you will have access to all credit score and report information during your 7-day free trial, you will only have it from TransUnion. If you decide to continue your service beyond the free trial, you will be granted access to reports and scores from all bureaus.
I decided to give them a try and signed up for the 7-day free trial myself. The sign-up process is just as simple as many other services, as you’re required to submit your personal information, payment information (should you decide to keep the services beyond the trial period) and answer a few questions about your identity. The submission process takes a few minutes and the form is easy to fill out.
Once completed, access is provided to zendough and you land on a page loaded with useful information. First, you’ll find your zendough score, rated on a 1,000 point score. Just like a school transcript, the score is given a grade where an A is between 900 and 1,000, a B between 800 and 900 and so on. You’ll also find your ID score where the higher the number, the worse off you are. This number is based on all of your open credit accounts and with a little work in updating your bank and credit information within zendough, this can be improved. I’ve got a screenshot below of my landing page and suffice it to say, my credit stinks.
Now, you’ll also notice at the top of your landing page are six tabs that take you to different sections of your zendough account. All of them are fairly straightforward except the last, which is where zendough differentiates themselves from the competition.
The My Path page allows users to plan for future emergencies, save for college, buy a home or many of the other important financial decisions in your life. There is also a credit and identity theft checklist that you can follow to make sure your credit score is fully optimized and that your identity is always protected. Unlike IDENTITY GUARD®, you are not provided a million dollar guarantee and zendough is more about improving your credit score than working on identity theft protection.
Continuing your service beyond the zendough 7-day free trial is $14.95 a month. If you find yourself in the midst of a large financial purchase where you’ll be needing a lot of credit, then it would certainly be advantageous to give zendough a try and see just how quickly you can improve your credit.